Privacy Policy
Last updated: June 29, 2026
Introduction
This Privacy Policy describes how Mohamed Abnash and its affiliates (collectively "Mohamed Abnash", "we", "our", "us") collect, use, share, protect or otherwise process your information / personal data through our website niarb.in (hereinafter referred to as "Platform"). Please note that you may be able to browse certain sections of the Platform without registering with us.
We do not offer any product/service under this Platform outside India and your personal data will primarily be stored and processed in India. By visiting this Platform, providing your information or availing any product/service offered on the Platform, you expressly agree to be bound by the terms and conditions of this Privacy Policy, the Terms of Use and the applicable service/product terms and conditions, and agree to be governed by the laws of India including but not limited to laws applicable to data protection and privacy.
If you do not agree, please do not use or access our Platform.
Collection
We collect your personal data when you use our Platform, services or otherwise interact with us during the course of our relationship. Information collected may include personal data such as your name, date of birth, address, phone number, email ID, and identity/address proof shared during registration or while using our services.
Some sensitive personal data may be collected with your consent, including bank account details, payment instrument information, or biometric data if required for specific features, in accordance with applicable law.
We may also track behaviour, preferences, usage analytics, and transaction information related to our Platform and partner platforms. If third-party partners collect data directly from you, their privacy policies will apply.
If you receive an email or call claiming to be Mohamed Abnash asking for debit/credit card PIN, banking password, or OTP, do not share such information. Report such incidents immediately to law enforcement.
Usage
We use personal data to provide requested services, improve customer experience, resolve disputes, troubleshoot problems, notify you about offers, products, services and updates, customize your experience, detect fraud, enforce our terms, and conduct analytics, research, and surveys.
Sharing
We may share personal data internally with affiliates, business partners, payment processors, service providers, and logistics or technology partners where necessary to provide our services, comply with legal obligations, enforce agreements, or prevent fraud and illegal activity.
We may also disclose personal data to government or law enforcement agencies where required by law, court order, subpoena, or legal process.
Security Precautions
To protect your personal data from unauthorized access, disclosure, loss or misuse, we adopt reasonable security practices and procedures. While we use secure systems, transmission over the internet cannot be guaranteed as completely secure and carries inherent risks.
Users are responsible for protecting their login credentials and passwords.
Data Deletion and Retention
You may request account deletion through Platform settings or by contacting us. Deleting your account may result in loss of access to associated data. In certain cases, deletion may be delayed due to legal obligations, disputes, grievances, or fraud prevention requirements.
We retain personal data only as long as necessary for legal, operational, fraud prevention, or analytical purposes.
Your Rights
You may access, rectify, and update your personal data through the functionalities available on the Platform.
Consent
By using our Platform or providing your information, you consent to the collection, storage, use, disclosure and processing of your data in accordance with this Privacy Policy.
You may withdraw consent by contacting us with the subject: Withdrawal of consent for processing personal data. Withdrawal will not apply retrospectively and may affect our ability to provide certain services.
Changes to this Privacy Policy
Please review this Privacy Policy periodically. We may update it from time to time to reflect changes in legal or operational requirements.
Grievance Officer
Name: Mohamed Abnash
Designation: Founder, NIARB Labs
Address: Arrakka Veetil House, P.O. Vadanappally, Thrissur, Kerala, India, 680614
Email: [email protected]
Phone: +91 8078089695
Hours: Monday – Friday (9:00 – 18:00)